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Owner-Financed Homes for Sale in Riverview, FL

A few Riverview sellers offer to finance the sale themselves, which can help buyers who don’t fit a traditional loan or who are buying land. This page lists Riverview homes and properties where the listing mentions owner or private financing.

What to Know About Owner Financing

Get the terms in writing and have them reviewed by a real estate attorney: the interest rate, the term, any balloon payment, and what happens if a payment is late. Make sure the deal is recorded properly and that you receive the deed at closing.

Check whether the seller still has a mortgage on the property. An existing loan may have a due-on-sale clause, which can cause problems if the lender finds out. A title search and title insurance protect you as they would in any purchase.

Where to Find Owner-Financed Homes in Riverview

Owner financing has been offered on properties in:

  • South Fork
  • Vacant land and rural parcels across Riverview

Owner-Financed Homes in Riverview: Common Questions

How do I protect myself in an owner-financed purchase?

Use a written agreement reviewed by a real estate attorney, a title search and title insurance.

Do owner-financed deals have balloon payments?

Many do. Know when the balance comes due and how you plan to refinance.

Can I get owner financing on land in Riverview?

Owner financing is more common on land and rural parcels than on typical homes.

More Riverview Home Searches

Back to all Riverview homes for sale, or search by zip code: 33569, 33578, 33579.

Why Work with Andrew Schmitt?

I’m a Tampa Bay native, and I’ve been helping buyers find the right home here since 2009. I hold bachelor’s degrees in Real Estate and Finance from Florida State University, so when we look at a home in Riverview, I look past the paint and at the things that decide whether it’s a good buy for you.

  • The real cost, before you offer. I pull the tax bill, any CDD assessment and the HOA documents up front, so you plan around a realistic monthly number with no surprises at closing.
  • Offers based on real sales. Comparable sales in Riverview, not list prices, set my pricing advice, so you know what a home is worth before you make an offer and negotiate from a position of strength.
  • Straight answers. If a home has a problem, like a flood zone, an aging roof or a high CDD, I’ll tell you, even if it means we keep looking.

Our website has a fast Riverview, FL home search, updated from the official MLS every 15 minutes. Save searches and get email alerts for new listings and price changes, or use the Interactive Map Search to draw the exact area you want.

Curious about what’s happening in your neighborhood? Create a Custom Market Report to see what’s active, under contract and sold.

Considering selling or refinancing? Get an Instant Property Valuation now.

Contact us today, or call me at (813) 857-1543, and let’s talk about what you’re looking for.

Newest Riverview Owner-Financed Homes for Sale

11250 Mcmullen Road, Riverview
$1,300,000
5 Beds ⋅ 6 Baths ⋅ Shadow Run Unit 1 SubDv. ⋅ 33569 Zip Code
Welcome to a home that is anything but cookie cutter. This impressive custom built 5-bedroom, 4.5 bath residence sits on a full 1 acre homesite with NO HOA and NO CDD, offering the space, privacy and freedom that are increasingly hard to find. From the moment you enter, the home's distinctive architecture and generous proportions set it apart. A dramatic curved staircase creates a striking focal point, while expansive living areas, abundant natural light and thoughtful architectural details showcase the craftsmanship found throughout this one-of-a-kind home. Some photos have been digitally enhanced and all information is deemed accurate and true but realtor and buyer to perform their own due diligence. At the heart of the home is an oversized gourmet kitchen designed for those who truly enjoy cooking and gathering. Featuring extensive cabinetry, generous granite counter space, a large center island and multiple built-in appliances, this kitchen is equipped to handle everything from everyday meals to large scale entertaining. The floor plan offers an incredible amount of versatility with multiple family and living areas, a formal dining room, dedicated theater room and game room. Upstairs, the bedrooms continue the home's custom feel with private balcony access, providing personal outdoor spaces and yet another feature rarely found in today's homes. Mediterranean inspired design with Old World character can be seen throughout the home, particularly in the bathrooms, where warm natural stone, rich earth tones and distinctive tile work create a resort inspired atmosphere. The spacious primary suite feels like its own private retreat, highlighted by a large tray ceiling and an impressive ensuite bath featuring dual vanities, an oversized soaking tub surrounded by natural stone and a dramatic walk-in shower wrapped in floor-to-ceiling stone tile with a pebble style shower floor. Additional bathrooms carry the Mediterranean influence with beautiful stone and tile finishes of their own. Outside, the 1 acre property provides a rare opportunity to enjoy substantial outdoor space without the restrictions of an HOA or the added expense of a CDD. Whether you envision creating an outdoor entertaining area, adding a pool, or simply enjoying the extra room and privacy, the possibilities are exceptional. With 5 bedrooms, 5 bathrooms, multiple living and entertainment spaces, a theater room, game room, gourmet kitchen, upstairs balconies and a full acre of land, this home was designed for buyers looking for something truly different. Custom built, spacious and filled with Mediterranean inspired character, this is not just another house in the neighborhood.

11250 Mcmullen Road, Riverview
6906 Simmons Loop, Riverview
$1,300,000
4 Beds ⋅ 3 Baths ⋅ Balm-Boyette Area SubDv. ⋅ 33578 Zip Code
Terrific location. Across from St. Joseph's Hospital. Apartments abut this property. Value is in the Land. Call Hillsborough County for information regarding zoning variance and development possibilities. Land is just under 1 acre. Mixed use varriance has been recently obtained by neighboring lots. Please do not disturb the tenants. Possible owner financing.

6906 Simmons Loop, Riverview
9307 River Cove Drive, Riverview
$850,000
3 Beds ⋅ 3 Baths ⋅ Unplatted SubDv. ⋅ 33578 Zip Code
Waterfront opportunity on the Alafia River in Riverview, set on a double lot with direct river frontage and an existing boat lift. The river provides boating access to Tampa Bay, the Gulf, and beyond. The home was flooded and has been gutted, offering a blank slate to complete a full renovation or build new to your own plans. The double-lot configuration adds flexibility: keep the full property intact, or build on one lot and sell or hold the other, subject to buyer verification of subdivision eligibility with Hillsborough County. Seller financing available. Sold as-is.

9307 River Cove Drive, Riverview
Miles Breeze Avenue, Riverview
$550,000
Unplatted SubDv. ⋅ 33579 Zip Code
***OWNER FINANCING AVAILABLE*** 10 acre lot with plenty of privacy yet easy access to everything to enjoy the Florida lifestyle. This is an incredible opportunity to own 10 acres just 10–12 minutes from shopping and amenities, this property offers privacy, space, and flexibility. A great opportunity for anyone looking to build or invest. Buyer & buyers agent to verify all dimensions and parcel info. Price is firm.

Miles Breeze Avenue, Riverview
8825 Cobb Road, Riverview
$450,000
2 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33578 Zip Code
This 2-bedroom, 2-bath home offers a flexible floor plan with an additional room that could easily serve as a home office, den, guest room, or third bedroom. The property features an attached garage with additional storage space in the rear, but one of the standout features is the separate detached concrete-block garage. This incredibly versatile space could be used as a workshop, home-based business, hobby space, additional storage, or even an in-law suite. Both the main home and detached garage feature durable metal roofs. Out back, the property borders natural vegetation, providing added privacy with no immediate backyard neighbors. The home also has a well that is connected but is not currently being used. An attached propane tank supplies the dryer, stove and oven, water heater, and furnace. With flexible living space, abundant storage, metal roofs on both buildings, and a detached block building offering so many possibilities, this property provides a unique opportunity for a buyer looking for more than just a traditional home.

8825 Cobb Road, Riverview
11734 Rhodine Road, Riverview
$450,000
Unplatted SubDv. ⋅ 33579 Zip Code
OWNER WILL CONSIDER FINANCING!! "Build, Invest, or Hold - Now at a New Price!!! Rare chance to own 3 acres of land in Riverview FL-act fast! A canvas of your own, tucked away from the world yet minutes from everything. This 3-acre Riverview retreat offers the kind of privacy that money rarely buys anymore: no backyard neighbors, no crowded subdivisions, just open land ready for your imagination. Cleared, leveled, and equipped with an electric meter already in place, it’s a launchpad for your forever home. Stretch out, plant gardens, build a workshop, playground and privacy for family entertainment. Ideally located on Rhodine Road with easy access to I-75, shopping, restaurants, medical facilities. Everything centrally located for your conveniences. A quiet life. A rare find. Priced to move. Don't miss the chance to create your own private retreat in a highly desirable area.

11734 Rhodine Road, Riverview
13209 Wildflower Meadow Drive, Riverview
$394,000
4 Beds ⋅ 3 Baths ⋅ Triple Crk Ph 4 Village G2 SubDv. ⋅ 33579 Zip Code
WELCOME HOME TO TRIPLE CREEK — INCREDIBLE VALUE, SOLAR SAVINGS & AN EXCLUSIVE SELLER INCENTIVE! YOUR FIRST YEAR OF HOA & CDD FEES PAID BY THE SELLERS! Imagine moving into your beautiful new home with one less expense to worry about! This exceptional opportunity in the highly desirable Triple Creek community offers the perfect combination of space, comfort, energy efficiency, and incredible value. Boasting over 2,600 square feet of living space, 4 spacious bedrooms, and 3 full bathrooms, this beautifully maintained, move-in-ready home features a bright, open-concept floor plan designed for both everyday living and effortless entertaining. The inviting kitchen flows seamlessly into the main living areas, creating the perfect setting for gathering with family and friends. With generous living spaces and a versatile floor plan, you'll have the flexibility to create a home office, guest retreat, or whatever suits your lifestyle. ENERGY SAVINGS THAT MAKE A DIFFERENCE! This home comes equipped with transferable solar panels designed to help reduce monthly electricity costs, along with an installed water softener system—valuable features that add convenience and efficiency. Step outside and discover a spacious backyard with endless possibilities! Whether you envision an outdoor lounge, a cozy firepit gathering area, or simply a peaceful place to relax, there's plenty of room to create your ideal outdoor retreat. Living in Triple Creek means enjoying resort-style amenities, including multiple swimming pools, fitness centers, playgrounds, and scenic walking and biking trails. Conveniently located near shopping, dining, schools, medical facilities, and major roadways, this home offers the lifestyle and accessibility you've been searching for. AND HERE'S THE BONUS: THE SELLERS ARE OFFERING TO PAY THE NEW OWNER'S FIRST YEAR OF HOA AND CDD FEES! That's an exceptional opportunity to enjoy your new home with reduced first-year ownership expenses. SPACIOUS. ENERGY-EFFICIENT. MOVE-IN READY. AND PACKED WITH VALUE! Don't miss your opportunity to own this beautiful Triple Creek home. Schedule your private showing today and discover why this could be the perfect place to call HOME!

13209 Wildflower Meadow Drive, Riverview
6929 Bishop Frier Lane, Riverview
$365,000
3 Beds ⋅ 1 Baths ⋅ Unplatted SubDv. ⋅ 33578 Zip Code
Private and available! Absolutely charming home on a quite tree lined road in Riverview. No HOA or deed restrictions on this great block home having 3 bedrooms and 1 bath. The side lot has it's own power supply and dedicated pole that can be split or used for storage. So bring your boat, your RVs and any other toys you want! Don’t miss your chance to own this delightful Riverview property. Schedule your private tour today and envision the possibilities of living in this wonderful home!

6929 Bishop Frier Lane, Riverview
10511 Deepbrook Drive, Riverview
$349,999
3 Beds ⋅ 2 Baths ⋅ Boyette Spgs Sec A Un #4 SubDv. ⋅ 33569 Zip Code
SELLER FINANCING AVAILABLE. Seller is offering a wraparound loan at a purchase price of $359,900 with $70,000 down, a 5.75% rate, amortized over 30 years, with a balloon payment due in 5 or more years per terms agreed upon by both parties. Estimated principal and interest of approximately $1,692 per month, plus taxes and insurance. Less than 20% down and no PMI. A great option for buyers who want a lower rate and a simpler path to ownership. Ask your agent for details. Welcome to 10511 Deep Brook Drive where the lot backs to the Bell Creek Nature Preserve, so the green behind this home is permanent. No future rooftops, no construction. Just an oversized lot, mature landscaping, and quiet from the back porch for as long as you own it. ALL TERMS NEGOTIABLE! This is a 3 bedroom, 2 bath, 1,689 square foot home with a split floor plan that keeps the primary suite on its own side of the house. Off the main living area is a closed in Florida room with its own portable AC unit, a true bonus space that works as an office, a playroom, a gym, or a second den. Beyond it, a screened back porch opens to the yard, giving you three distinct places to gather: inside, in the Florida room, and out under the screen with the preserve as your backdrop. The roof carries a full solar panel system, so lower electric bills are already part of the property. Location is the quiet advantage. The home sits almost exactly between FishHawk, Riverview, and Valrico. FishHawk Ranch dining and shopping, the Bloomingdale corridor, Boyette Road, and Interstate 75 are all minutes away, with Brandon, downtown Tampa, and MacDill AFB a straightforward commute. Preserve lot, solar, an oversized yard, and a flexible floor plan in this pocket is a rare combination. Schedule your private showing today.

10511 Deepbrook Drive, Riverview
8815 S Hickory Lane, Riverview
$239,000
2 Beds ⋅ 2 Baths ⋅ Subdivision Of The E 2804 Ft O SubDv. ⋅ 33578 Zip Code
Motivated SELLER - make your move to earn a big equity. Great location investment home with 2 story structure and small studio building detached. Large size 3 cars solid high ceiling carport located in the entrance of the private driveway included in the property land. Just steps away across the single line road S. Hickory is the home sold over one million to see value of this location. Property start rehab and not finished yet so Investors welcome or handyman project for the family home with lots of equity when will be updated and in living condition. Don't wait too long before someone else will grab this amazing deal as a investment property to make a huge profit..

8815 S Hickory Lane, Riverview
4652 Chatterton Way, Riverview
$195,000
2 Beds ⋅ 3 Baths ⋅ Magnolia Park Central Ph B SubDv. ⋅ 33578 Zip Code
Welcome to this beautiful, spacious, and move-in-ready 2-bedroom, 2.5-bathroom townhome in the highly sought-after Magnolia Park community in rapidly growing Riverview! This well-maintained home offers a perfect blend of comfort, convenience, and low-maintenance Florida living. The first floor features ceramic tile throughout, with ceramic tile also extending into the wet areas on the second floor. The kitchen and primary bathroom are beautifully appointed with granite countertops, while the conveniently located front-load GE washer and dryer are situated upstairs. Magnolia Park is a gated community with very low CDD fees, offering an impressive array of amenities including a clubhouse, BBQ area, oversized community pool, water park, basketball court, and playground. Step outside to your porch and enjoy peaceful views of the conservation area—with no backyard neighbors! It’s the perfect spot to relax, entertain, or simply enjoy the beauty of nature. Conveniently located near I-75, the Lee Roy Selmon Expressway (SR 618), State Road 60 (Brandon Boulevard), Brandon Town Center, shopping, and an incredible selection of restaurants, this home puts everything you need within easy reach. Don’t miss this opportunity to enjoy affordable, low-maintenance Florida living in one of Riverview’s most desirable communities. Schedule your private showing today!

4652 Chatterton Way, Riverview
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