Townhomes & Condos for Sale from $100,000 to $200,000 in Riverview, FL

This is the entry point for owning in Riverview. The range is mostly two-bedroom townhomes and three-bedroom, two-bath condos in communities built from the late 1990s through the 2010s, many with a community pool and the exterior upkeep handled by the association. This page lists every Riverview townhome and condo for sale from $100,000 to $200,000.

What to Check Before Buying Under $200,000

Ownership comes first. With a condo, you own the inside of the unit and share the building and land. With most townhomes, you own the unit and the lot beneath it. That difference decides who insures what: a condo owner usually carries an HO-6 policy for the interior, while a townhome owner may need coverage for the whole structure. Get a quote before you make an offer, because insurance can change the monthly payment as much as a price cut would.

Low prices often come with higher dues. At this price, the association fee can be a large share of the payment. Find out whether it covers the roof, exterior paint, building insurance, water or cable, and whether the home also pays a CDD on the tax bill.

Have your lender check the community early. An FHA loan on a condo needs an approved project or a single-unit approval, a VA loan needs a VA-approved project, and a community with unpaid dues or a high share of rentals can narrow your loan options. If a condo doesn’t qualify, I’d rather you learn that before the inspection money is spent.

Where to Find Townhomes and Condos Under $200,000 in Riverview

Homes in this range come up most often in:

Villages of Bloomingdale, two-story condo buildings built in the mid-2000s
Magnolia Park, townhomes along Chatterton Way
Oak Creek
Rivercrest Townhomes West
Summerfield
St. Charles Place, Osprey Run and Allegro Palm

Townhomes & Condos Under $200,000: Common Questions

What can I buy in Riverview for under $200,000?

Mostly two-bedroom townhomes with two and a half baths and three-bedroom condos with two baths. Single-family homes rarely reach this range in Riverview, apart from manufactured homes on their own land.

Can I use an FHA or VA loan on a Riverview condo?

It depends on the community. FHA needs an approved project or a single-unit approval, and VA needs a VA-approved project. Ask your lender to check before you make an offer.

Do I need flood or wind coverage on a condo?

It depends on the association’s master policy and the flood zone. Read the master policy to see what it covers, then have your insurance agent quote an HO-6 policy to fill the gaps. Flood coverage is a separate policy.

Why Work with Andrew Schmitt?

I’m a Tampa Bay native, and I’ve been helping buyers find the right home here since 2009. I hold bachelor’s degrees in Real Estate and Finance from Florida State University, so when we look at a home in Riverview, I look past the paint and at the things that decide whether it’s a good buy for you.

The real cost, before you offer. I pull the tax bill, any CDD assessment and the HOA documents up front, so you plan around a realistic monthly number with no surprises at closing.
Offers based on real sales. Comparable sales in Riverview, not list prices, set my pricing advice, so you know what a home is worth before you make an offer and negotiate from a position of strength.
Straight answers. If a home has a problem, like a flood zone, an aging roof or a high CDD, I’ll tell you, even if it means we keep looking.

Our website has a fast Riverview, FL home search, updated from the official MLS every 15 minutes. Save searches and get email alerts for new listings and price changes, or use the Interactive Map Search to draw the exact area you want.

Map Search

Market Report